Our Flagship products QUEBUENO and PAGAMASTARDE offer credit.
How, When and Where people want it.
Digital Origin is a financial services startup founded in London in 2011.
Technology is only now disrupting financial services, even though most markets (like retail, betting and music) were re invented by Amazon, Betfair and Napster well over a decade ago.
Digital Origin is changing the credit sector by originating loans WHEN, WHERE and HOW customers want them.
We have invested extensively in a loan origination technology platform that enables REAL-TIME, DYNAMIC, INSTANT, PAPERLESS credit transactions.
Our diverse and international team (France, Sweden, Spain, Holland, Austria, Russia, Bulgaria, Serbia…) has broad experience from the Internet, Finance, Payments and Technology sector.
Digital Origin is Venture Capital funded in 2014 - €15 million A round led by Prime Ventures, a leading European growth equity firm.
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24 HOURS
Percentage of applications per hour (last 24 hours) 7 DAYS
Percentage of applications per day (last 7 days)
REAL DATA
SCALABILITY
REAL DATA NO WORDS
We build scalable, fully automated products that work 24/7.
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FLEXIBILITY AND TRANSPARENCY 25% of our customers change their payment terms, without any cost. Our products match our values: They are simple, they make sense and they are transparent.
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DISRUPT THE TRADITIONAL BANKING CIRCUIT FOR PERSONAL LOANS.
When short-term lending improves the relationship between users and financing:
- We need 15 minutes at most from the loans application to complete funding. 24/7
- We never ask for papers or justifications in order to identify and score the applicant. Nothing to mail. Ever.
- Our decision platform is 100% automatic. NO human intervention. This is our definition of business SCALABILITY.
- Our terms are simple: choose how much and for how many days you want to borrow. Pay a daily interest fee.
GET THE VOLUME OF E-COMMERCE. INSTALLMENT PAYMENT TAILORED FOR E-MERCHANTS
We are where the customers need us, at the check out page. The best place to originate.
PAGAMASTARDE is right here, ready to convert, 24/7.
Decision is made instantly.
No papers to send, fully automatic process.
No human intervention at any point of the process.
There is no friction for the customer, boosts sales for the e-merchant and full SCALABILITY for us.
PAYMENT GATEWAY.
EMPOWER E AND M COMMERCE PAYMENT.
Payment is not just technology. It’s a social contract. It’s a transaction where all the parties involved should get an advantage.
Pagantis provides a platform that allows both merchants and users to benefit from payment.
We empower the user by allowing him to pay for his purchases later with instant decision and authorization.
We empower the merchant by allowing him to offer a friction-free checkout solution through seamless integration.
Pagantis Is regulated by Bank Of Spain as a “payment institution” under the licence No. 6857.
Pagantis is also certified as PCI compliant level 1 version 3.
Marta Plana, General Counsel de Digital Origin, y Enrique Fernández Albarración, FSO Legal & Regulatory Partner de EY, presentan en el programa Fintech Lab de Capital Radio el Libro Blanco de la Regulación Fintech.
Podéis escuchar la entrevista aquí: http://bit.ly/2cL8NnN (min. 06.40)
Marta Plana, General Counsel de Digital Origin y Vicepresidenta de la Asociación Española de Fintech e Insurtech (AEFI), explica en Intereconomía Radio qué son las Fintech y cómo está el mercado en España, donde está transformando el sector financiero.
Para escuchar la entrevista link en este audio
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